In the fast-paced and physically demanding business of trade contractors, workplace injuries can happen despite the best safety protocols. When they do, the financial ripple effects can extend far beyond medical expenses, impacting your workers’ compensation premiums and experience modification…
For Trade Contractor companies (Plumbing, HVAC, Electricians, etc), your vehicles are more than just tools—they’re essential to keeping your business running smoothly. Whether it’s a service van stocked with equipment or trucks out on scheduled appointments or responding to emergency…
In an increasingly digital world, businesses should be more aware than ever of the risks they face from cyber threats. Cyber liability insurance has become a crucial safeguard, offering protection against the financial consequences of data breaches, ransomware attacks, and…
Fire Awareness Week - Ensuring the functionality and effectiveness of smoke detectors is not just a safety measure, it's a vital part of property management that can save lives, prevent extensive property damage, and potentially reduce insurance costs.
Questions about the shape of a roof as well as what kind of metal roof often arise, so we want to provide some images to help clarify. Roof Shape A gable roof and a hip roof are two common roof…
Tenant Liability Waiver Programs are a great way for multifamily assets to protect themselves and their P&C Losses against damage caused by tenants.
The relationship between a condo master insurance policy and a condo unit owner’s insurance policy is a critical aspect of condominium ownership that should be clearly understood as they need to perfectly mesh with each other. The potential risk of…
The Vital Shield: The Importance of a Stand-Alone Directors & Officers Insurance Policy for Community Associations Community associations, such as homeowners’ associations (HOAs), condominium associations, and cooperative housing boards, play a crucial role in maintaining the quality of life in…
In recent years, the property and casualty (P&C) insurance sector has experienced significant upheaval. Factors like inflation, supply chain disruptions, and natural disasters have impacted insurance claims costs. Then Hurricane Ian in 2022 was a 2-ton anvil that broke the…
In a climate where multifamily construction costs are rapidly evolving, Crescent Insurance Advisers brings to the forefront crucial numerical data, informing property owners of the imperative to align their insurance coverage with current market realities of construction costs. This approach…